Capital That Respects the Operator
Reify Funding is a boutique capital advisory firm built around one principle: capital should fit the deal—not the other way around. Founded by Mike Spaulding, a 20+ year industry veteran with over $1B funded, Reify delivers tailored financing solutions for commercial real estate investors, builders, and developers who demand speed, clarity, and control.
We specialize in strategic capital architecture across acquisitions, ground-up construction, value-add repositioning, land development, and permanent financing—focused exclusively on multifamily and commercial asset classes.
Our approach is hands-on, data-driven, and relentlessly aligned with your investment strategy, timeline, and long-term goals. We don’t push loan products. We design capital fit.
Whether you're scaling a portfolio, repositioning an asset, or navigating complex capital stacks, Reify Funding is your partner in precision. We work with operators who value transparency, execution, and a financing partner who understands the terrain.
Let’s build something that lasts—starting with the right capital.
We believe capital should serve the strategy—not dictate it.
We build financing around the operator’s goals, timeline, and execution style.
We prioritize clarity, speed, and control—because that’s what real operators need.
We don’t sell loan products. We design capital fit.
Precision isn’t optional. It’s the standard.
Mike Spaulding
Architecting Capital That Respects the Operator
With over two decades in real estate finance and more than $1B funded, Mike Spaulding brings precision, strategy, and deep market insight to every transaction. As the Founder of Reify Funding, he specializes in designing capital solutions that align with the real-world needs of commercial and multifamily operators—those building portfolios, repositioning assets, and scaling with intent.
Mike’s expertise spans acquisitions, construction, value-add, restructures, and land development across diverse asset classes. But he doesn’t sell loan products—he architects capital fit. Every deal starts with understanding the operator’s strategy, timeline, and long-term goals, then structuring financing that moves the project forward.
He works with investors, builders, and developers who value speed, clarity, and control. Whether you're navigating short-term bridge debt or permanent financing, Mike ensures your capital structure is built to perform.
“Capital should respect the operator. I make sure it does.”